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	<title>Home Loans in Utah</title>
	<link>http://homeloansinutah.listpipe.com/site</link>
	<description>Home Loans in Utah</description>
	<pubDate>Thu, 27 Sep 2007 12:36:22 +0000</pubDate>
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		<title>Showing Your Property</title>
		<link>http://homeloansinutah.listpipe.com/site/2007/09/27/</link>
		<comments>http://homeloansinutah.listpipe.com/site/2007/09/27/#comments</comments>
		<pubDate>Thu, 27 Sep 2007 12:36:22 +0000</pubDate>
		<dc:creator>Brett Pehrson</dc:creator>
		
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		<description><![CDATA[
Showing your  Salt Lake City property  can sometimes require a &#8217;second eye&#8217; to help ensure that you are emphasizing the right features, in the right way.
Recently there has been a lot of talk about &#8217;staging&#8217; in Salt Lake City. Staging your Salt Lake City property means to &#8216;dress it up&#8217; for show, much [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://www.listpipe.com/blogimages/lp_showingyourproperty.jpg" align="right"></p>
<p>Showing your <a href="http://www.homeloansinutah.com" title="Salt Lake City property" target="_blank"> Salt Lake City property </a> can sometimes require a &#8217;second eye&#8217; to help ensure that you are emphasizing the right features, in the right way.</p>
<p>Recently there has been a lot of talk about &#8217;staging&#8217; in Salt Lake City. Staging your Salt Lake City property means to &#8216;dress it up&#8217; for show, much like you would get yourself ready for a special event. Staging your <a href="http://www.homeloansinutah.com" title="Salt Lake City property" target="_blank"> Salt Lake City property </a> includes everything from simply cleaning up a bit, to decorating with the right colors, fixtures, and accessories, and even home improvement additions.</p>
<p>But how much is too much?</p>
<p>Staging in Salt Lake City can be a bit tricky; you don&#8217;t want to spend money on staging, additions, or repair work because often times these efforts do not add value to your Salt Lake City property. The money you spend on some efforts to &#8216;fix up&#8217; may not be recoverable. Expensive additions can also be a matter of personal taste, and may not have wide appeal to other <a href="http://www.homeloansinutah.com" title="Salt Lake City property" target="_blank"> Salt Lake City property </a> buyers who may be planning their own additions, fixes, and changes.</p>
<p>Likewise, staging can sometimes be seen as overwhelming or even deceiving. Current research indicates that too much staging can turn potential <a href="http://www.homeloansinutah.com" title="Salt Lake City property" target="_blank"> Salt Lake City property </a> buyers away because the personality of the Salt Lake City property is too strong and becomes the most significant deciding factor. Can you imagine missing a opportunity to sell your Salt Lake City property because the style of the decor was too strong?</p>
<p><a href="http://www.homeloansinutah.com" title="Salt Lake City property" target="_blank"> Salt Lake City property </a> buyers will be wary if staging appears to be implemented to hide defects or draw attention away from otherwise negative features.</p>
<p>Done correctly, staging can be an effective tool in selling your Salt Lake City property.</p>
<p>As a Mortgage Loan Officer, my experience in selling Salt Lake City residential mortgages properties allows me to be a good judge in what features to emphasize, and what degree of staging may be appropriate, or financially justifiable for the Salt Lake City real estate market.</p>
<p>If you are looking to sell a <a href="http://www.homeloansinutah.com" title="Salt Lake City property" target="_blank"> Salt Lake City property </a>, and would like to have professional help in getting the most out of your sale, please give me a call.</p>
<p>My name is Brett Pehrson, and I am a Mortgage Loan Officer at the Salt Lake City Advanced Funding Home Mortgage Loans agency.</p>
<p>You can reach me at 801-272-0600, or look me up at my Salt Lake City real estate website at <a href="http://www.homeloansinutah.com" title="real estate website" target="_blank"> http://www.homeloansinutah.com </a>.</p>
<p>Brett Pehrson</p>
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		<title>FHA Modernization Bill</title>
		<link>http://homeloansinutah.listpipe.com/site/2007/09/22/fha-modernization-bill/</link>
		<comments>http://homeloansinutah.listpipe.com/site/2007/09/22/fha-modernization-bill/#comments</comments>
		<pubDate>Sun, 23 Sep 2007 05:33:52 +0000</pubDate>
		<dc:creator>Brett Pehrson</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://homeloansinutah.listpipe.com/site/2007/09/22/fha-modernization-bill/</guid>
		<description><![CDATA[

House Passes FHA Modernization Bill



MBA (9/19/2007 ) Sorohan, Mike
The House yesterday passed a bill that would modernize the Federal Housing Administration by a 348-72 vote. The Mortgage Bankers Association, while noting flaws in the bill as passed, nonetheless praised the House and said the bill would satisfy one of MBA
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<td><font size="3"><font face="Times New Roman">House Passes FHA Modernization Bill<span></span></font></font></td>
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<p class="MsoNormal"><font size="3"><font face="Times New Roman"><strong>MBA (9/19/2007 ) Sorohan, Mike</strong><br />
The <strong>House</strong> yesterday <strong>passed a bill</strong> that would <strong>modernize the Federal Housing Administration</strong> by a <strong>348-72</strong> vote. The <strong>Mortgage Bankers Association</strong>, while noting <strong>flaws</strong> in the bill as passed, nonetheless <strong>praised</strong> the House and said the bill would satisfy one of MBA</p>
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		<title></title>
		<link>http://homeloansinutah.listpipe.com/site/2007/09/22/12/</link>
		<comments>http://homeloansinutah.listpipe.com/site/2007/09/22/12/#comments</comments>
		<pubDate>Sun, 23 Sep 2007 03:17:15 +0000</pubDate>
		<dc:creator>Brett Pehrson</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://homeloansinutah.listpipe.com/site/2007/09/22/12/</guid>
		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[<h2><a rel="bookmark" href="http://www.homeloansinutah.com/Blog_Page.htm" title="FHA Secure Plan FAQs</p>
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		<title></title>
		<link>http://homeloansinutah.listpipe.com/site/2007/09/22/11/</link>
		<comments>http://homeloansinutah.listpipe.com/site/2007/09/22/11/#comments</comments>
		<pubDate>Sun, 23 Sep 2007 03:13:54 +0000</pubDate>
		<dc:creator>Brett Pehrson</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://homeloansinutah.listpipe.com/site/2007/09/22/11/</guid>
		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[<h2><a rel="bookmark" href="http://www.homeloansinutah.com/Blog_Page.htm" title="FHA Secure Plan FAQs</p>
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		<title>FHA Secure Plan</title>
		<link>http://homeloansinutah.listpipe.com/site/2007/09/22/fha-to-bail-out-teaser-rate-arm-borrowers/</link>
		<comments>http://homeloansinutah.listpipe.com/site/2007/09/22/fha-to-bail-out-teaser-rate-arm-borrowers/#comments</comments>
		<pubDate>Sun, 23 Sep 2007 03:05:36 +0000</pubDate>
		<dc:creator>Brett Pehrson</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://homeloansinutah.listpipe.com/site/2007/09/22/fha-to-bail-out-teaser-rate-arm-borrowers/</guid>
		<description><![CDATA[FHA to Bail Out Teaser Rate ARM Borrowers
By Staff Writer, Originator Times
WASHINGTON, D.C.
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			<content:encoded><![CDATA[<h2><a rel="bookmark" href="http://www.homeloansinutah.com/Blog_Page.htm" title="Bail Out Teaser Rate ARM Borrowers">FHA to Bail Out Teaser Rate ARM Borrowers</a></h2>
<p class="entrytext"><font size="2" face="Arial"><font size="1" face="Verdana">By Staff Writer, Originator Times</font></font></p>
<p><font size="2">WASHINGTON, D.C.</p>
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		<title>Location, Location, Location</title>
		<link>http://homeloansinutah.listpipe.com/site/2007/09/15/location-location-location/</link>
		<comments>http://homeloansinutah.listpipe.com/site/2007/09/15/location-location-location/#comments</comments>
		<pubDate>Sat, 15 Sep 2007 15:23:59 +0000</pubDate>
		<dc:creator>Brett Pehrson</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://homeloansinutah.listpipe.com/site/2007/09/15/location-location-location/</guid>
		<description><![CDATA[
You have probably heard that there are only three rules to be concerned with when dealing with real estate in the Salt Lake City area. And that each of them are &#8216;location&#8217;.
Finding a good location around Salt Lake City is certainly important, and is always &#8216;top-of-mind&#8217; for my customers. But don&#8217;t forget to read between [...]]]></description>
			<content:encoded><![CDATA[<p><img align="right" src="http://www.listpipe.com/blogimages/lp_locationlocationlocation.jpg" /></p>
<p>You have probably heard that there are only three rules to be concerned with when dealing with real estate in the Salt Lake City area. And that each of them are &#8216;location&#8217;.</p>
<p>Finding a good location around Salt Lake City is certainly important, and is always &#8216;top-of-mind&#8217; for my customers. But don&#8217;t forget to read between the lines when searching for your optimal real estate property location.</p>
<blockquote><p>Visit my mortgage &amp;</p>
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		<title>House Prices Drop</title>
		<link>http://homeloansinutah.listpipe.com/site/2007/08/28/house-prices-drop/</link>
		<comments>http://homeloansinutah.listpipe.com/site/2007/08/28/house-prices-drop/#comments</comments>
		<pubDate>Tue, 28 Aug 2007 13:54:30 +0000</pubDate>
		<dc:creator>Brett Pehrson</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://homeloansinutah.listpipe.com/site/2007/08/28/house-prices-drop/</guid>
		<description><![CDATA[
According to news released today by the Associated Press, housing prices across the nation, including Salt Lake City and the Utah area, dropped 3.2 percent in the second quarter of 2007. Standard &#38; Poor&#8217;s reports that this drop represents the steepest rate of decline since Standard &#38; Poor&#8217;s began keeping an index of housing prices [...]]]></description>
			<content:encoded><![CDATA[<p><img align="right" src="http://www.listpipe.com/blogimages/lp_pricedrop.jpg" /></p>
<p>According to news released today by the Associated Press, housing prices across the nation, including Salt Lake City and the Utah area, dropped 3.2 percent in the second quarter of 2007. Standard &amp; Poor&#8217;s reports that this drop represents the steepest rate of decline since Standard &amp; Poor&#8217;s began keeping an index of housing prices in 1987.</p>
<p>If you would like more information about how this news will effect the housing marketing in the Salt Lake City, Utah area, please call me.</p>
<p>My name is Brett Pehrson, and I am a Mortgage Loan Officer specializing in residential mortgages &amp; real estate in the Salt Lake City, Utah area. I also serve other cities in the greater Salt Lake City area, including Salt Lake County, Davis County and Utah County.</p>
<p>I am happy to travel anywhere within about 50 miles of the 84121 zip code.</p>
<p>You can reach me at 801-918-9385, or at my <a target="_blank" href="http://www.homeloansinutah.com" title="real estate website">real estate &amp; mortgage</p>
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		<title>Investing In Real Estate</title>
		<link>http://homeloansinutah.listpipe.com/site/2007/08/24/investing-in-real-estate/</link>
		<comments>http://homeloansinutah.listpipe.com/site/2007/08/24/investing-in-real-estate/#comments</comments>
		<pubDate>Fri, 24 Aug 2007 07:33:43 +0000</pubDate>
		<dc:creator>Brett Pehrson</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[
If you have been reading the Utah news lately, you know that there is somewhat of a countrywide crisis in the real estate market. This crises is effecting the Utah real estate market, also. The number of loan defaults is on the rise, and a flood of homes has hit the market, setting the stage [...]]]></description>
			<content:encoded><![CDATA[<p><img align="right" src="http://www.listpipe.com/blogimages/lp_lemons.jpg" /></p>
<p>If you have been reading the Utah news lately, you know that there is somewhat of a countrywide crisis in the real estate market. This crises is effecting the Utah real estate market, also. The number of loan defaults is on the rise, and a flood of homes has hit the market, setting the stage for a <a target="_blank" href="http://www.homeloansinutah.com" title="real estate investment">real estate investment </a>opportunity for qualified buyers.</p>
<p>&#8216;When life gives you lemons&#8230;&#8217;</p>
<p>If you are interested in <a target="_blank" href="http://www.homeloansinutah.com" title="real estate investment">real estate investment </a>opportunities in the Utah area, including Salt Lake County and Davis County, please give me a call. I can help you find the best <a target="_blank" href="http://www.homeloansinutah.com" title="real estate investment">real estate investment </a>deals in the Salt Lake County area as well as great <a target="_blank" href="http://www.homeloansinutah.com" title="real estate investment">real estate investment </a>opportunities in Davis County.</p>
<p><a target="_blank" href="http://www.homeloansinutah.com" title="real estate investment">Click Here </a>to visit my <a target="_blank" href="http://www.homeloansinutah.com" title="real estate investment">real estate &amp; mortgage</p>
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		<title>Real Estate Market Conditions</title>
		<link>http://homeloansinutah.listpipe.com/site/2007/08/15/real-estate-market-conditions/</link>
		<comments>http://homeloansinutah.listpipe.com/site/2007/08/15/real-estate-market-conditions/#comments</comments>
		<pubDate>Wed, 15 Aug 2007 06:53:18 +0000</pubDate>
		<dc:creator>Brett Pehrson</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://homeloansinutah.listpipe.com/site/2007/08/15/real-estate-market-conditions/</guid>
		<description><![CDATA[
As a Mortgage Loan Officer, my job is to stay on top of the Salt Lake County real estate market so that you don&#8217;t have to. I specifically monitor the Salt Lake County real estate market within 50 miles of Salt Lake County, including the greater Salt Lake City real estate marketplace.
Below are a couple [...]]]></description>
			<content:encoded><![CDATA[<p><img align="right" src="http://www.listpipe.com/blogimages/lp_newhouse.jpg" /></p>
<p>As a Mortgage Loan Officer, my job is to stay on top of the <a target="_blank" href="http://www.homeloansinutah.com" title="Salt Lake County real estate">Salt Lake County real estate</a> market so that you don&#8217;t have to. I specifically monitor the <a target="_blank" href="http://www.homeloansinutah.com" title="Salt Lake County real estate">Salt Lake County real estate</a> market within 50 miles of Salt Lake County, including the greater Salt Lake City real estate marketplace.</p>
<p>Below are a couple of interesting items from a report recently released by the <a target="_blank" href="http://www.mortgagebankers.org/NewsandMedia/PressCenter/56016.htm" title="Mortgage Bankers Association">Mortgage Bankers Association</a>. If you have any questions about how the report concerns the local <a target="_blank" href="http://www.homeloansinutah.com" title="Salt Lake County real estate">Salt Lake County real estate</a> marketplace, please give me a call. You can reach me in Salt Lake County by calling 801-918-9385.</p>
<p>My name is Brett Pehrson. I am a Mortgage Loan Officer with Advanced Funding Home Mortgage Loans, and I specialize in residential mortgages for purchasing or refinancing real estate. You can find me online at my <a target="_blank" href="http://www.homeloansinutah.com" title="Salt Lake County real estate">real estate &amp; mortgage website</a>.</p>
<p>Here&#8217;s what the report had to say:</p>
<blockquote><p>Mortgage applications in the U.S. rose last week by the most since January of 2007. Less expensive borrowing costs apparently encouraging more buyers to seek loans for home purchases and refinancing. I can help you find a great <a target="_blank" href="http://www.homeloansinutah.com" title="Salt Lake County real estate">Salt Lake County real estate</a> financing provider in the <a target="_blank" href="http://www.homeloansinutah.com" title="Salt Lake County real estate">Salt Lake County real estate</a> area.</p>
<p>The Mortgage Bankers Association&#8217;s index of applications to buy a home or refinance a loan jumped 8.1 percent to 656.5 from 607.1 the prior week. This is good news for buyers and sellers in the <a target="_blank" href="http://www.homeloansinutah.com" title="Salt Lake County real estate">Salt Lake County real estate</a> area because it indicates growing activity in the <a target="_blank" href="http://www.homeloansinutah.com" title="Salt Lake County real estate">Salt Lake County real estate</a> marketplace.</p>
<p>Furthermore, a gauge of demand for credit specifically for home purchases rose 7.4 percent, and the average rate on a 30-year fixed mortgage fell for the fourth consecutive week. If you are looking to buy or sell your home in the <a target="_blank" href="http://www.homeloansinutah.com" title="Salt Lake County real estate">Salt Lake County real estate</a> area, the timing may be just right. Give me a call at 801-918-9385 to review how this may effect your ability to sell your <a target="_blank" href="http://www.homeloansinutah.com" title="Salt Lake County real estate">Salt Lake County real estate</a>.</p></blockquote>
<p>If you have questions about our local <a target="_blank" href="http://www.homeloansinutah.com" title="Salt Lake County real estate">Salt Lake County real estate</a> market conditions, please give me a call at 801-918-9385. I will be happy to review with you how reports like these compare to our local <a target="_blank" href="http://www.homeloansinutah.com" title="Salt Lake County real estate">Salt Lake County real estate</a> conditions, and what they mean for your opportunity to sell in the <a target="_blank" href="http://www.homeloansinutah.com" title="Salt Lake County real estate">Salt Lake County real estate</a> area.</p>
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		<title>Taking The Worry Out Of Real Estate</title>
		<link>http://homeloansinutah.listpipe.com/site/2007/08/08/taking-the-worry-out-of-real-estate/</link>
		<comments>http://homeloansinutah.listpipe.com/site/2007/08/08/taking-the-worry-out-of-real-estate/#comments</comments>
		<pubDate>Wed, 08 Aug 2007 20:06:39 +0000</pubDate>
		<dc:creator>Brett Pehrson</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[
As a Mortgage Loan Officer for Advanced Funding Home Mortgage Loans, I know that there can be a lot of stress over buying or selling real estate and getting a mortgage loan.
My job is to help reduce your stress, and be your mortgage advocate in helping you navigate the ins and outs of buying real [...]]]></description>
			<content:encoded><![CDATA[<p><img align="right" src="http://www.listpipe.com/blogimages/lp_happyfamily.jpg" /></p>
<p>As a Mortgage Loan Officer for Advanced Funding Home Mortgage Loans, I know that there can be a lot of stress over buying or selling <a target="_blank" href="http://www.homeloansinutah.com">real estate and getting a mortgage loan</a>.</p>
<p>My job is to help reduce your stress, and be your mortgage advocate in helping you navigate the ins and outs of buying <a target="_blank" href="http://www.homeloansinutah.com">real estate and choosing a mortgage</a>, or selling <a target="_blank" href="http://www.homeloansinutah.com">real estate and understanding your new financial position</a>. I can help with everything, and have a group of experienced and dedicated partners and associates to help us with everything from real estate, to financing, to title work, to moving.</p>
<p>My name is Brett Pehrson, and I specialize in <a target="_blank" href="http://www.homeloansinutah.com">residential real estate mortgages</a> in the Salt Lake City, Utah area. I generally work with <a target="_blank" href="http://www.homeloansinutah.com">residential real estate mortgages</a> in the Salt Lake City area, but also do mortgages for the entire state of Utah, and have real estate opportunities &amp; partners for the Salt Lake County, Davis County, and Utah County areas, too.</p>
<p>Our Advanced Funding Home Mortgage Loans office is located at 6589 South 1300 East, Suite 200 in Salt Lake City.</p>
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